Downpayment Assistance

If you can afford to rent - YOU CAN AFFORD TO BUY!

With our exclusive Liberty Grant and the use of Government Insured financing guidelines, you can buy a home with little or no cash out-of-pocket!

The biggest obstacle to owning a home is the down payment and the closing costs. That obstacle is removed when you finance your home with Lend America. At Lend America we have combined the use of Government Insured financing with Homeownership Grants available through a not-for-profit corporation committed to promoting affordable housing.

Lend America has been the only lender chosen by the not-for-profit, community development corporation, Nehemiah Corporation of America, to offer the Liberty Grant to provide gift funds for those who need additional money in the pursuit of homeownership.

We are proud to be a part of this amazing opportunity because the Nehemiah Corporation has helped over 225,000 individuals and families get into the home of their dreams with payment assistance and homeowner counseling to reduce the fear and cut out the red tape of buying a home.

The Liberty Grant is not limited to first-time homebuyers. Anyone can qualify!

If you qualify for an FHA loan you automatically qualify for the Liberty Grant!

There are no credit or income qualifications for the grant.

Liberty Grant is a true gift with no repayment.

Everyone is included - even if you have the money for a down payment we prefer that you keep most of it for reserves.

Consider the Pride and Profit of Owning your Own Home:

1) Fire your landlord! - When you own it's your home not a house!
2) Build equity - you'll now build equity with every payment!
3) Market Value Increases - Studies have shown that over the long run, the best investment is your own home. While you are at work, so is your home appreciating in value.
4) Pride of ownership - Homeowners live better, maintain their home better, and are active in their community, not to mention, kids are happy playing in their own backyard!
5) Peace of mind. We all need to feel rooted
6) Tax deductions - Let the government "chip in" with you to own your home!

Use Government Insured Financing to Achieve Your Goals

Lend America insures its mortgages through the world's largest mortgage insurer, The Federal Housing Administration (FHA). We are FHA-approved and one of the largest regional lenders. Our staff has over 20 years experience; we make the decisions and cut the red tape. Our program has the following great features:

Lock in a low 30-year fixed-rate.

No minimum credit score required, explainable credit challenges permitted.

Bankruptcy eligible - as recent as 1 year with extenuating circumstances.

Purchase a home with zero cash in most cases using a Liberty Grant!

Quick and easy approval and closing process directly with Lend America!

No pre-payment penalty.

Loans are insured by the Government but issued directly by Lend America.

See HUD.gov for more information on FHA loans.