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Start now and close by: July 13


Let me tell you about Top Challenges

Top Loan Challenges

We Have Seen It All and Helped Them All!

At Lend America we have helped thousands of families get mortgages for over 20 years, sometimes more than once. With that kind of experience you bet that we have seen it all and know what to do. We pride ourselves on getting credit challenged people into a mortgage that they can live with easily for years to come.

Here are just the top loan challenges that we have come across over the years. If you don’t see your unique situation listed here don’t despair. Give us a call because with the combined years of experience in our mortgage department, chances are you are not the first person we have helped with your particular circumstances.

You Need to Get Cash Quick

Our loan process is quick and easy because along with a variety of programs we have a professional and knowledgeable staff supporting us on every loan. Our goal is to get you through to closing quickly and painlessly so you can get your money to do what you want. Using our "Lend in 10" program, you can have cash in your hand in 10 days or less, subject to appraisal, attorney availability and client cooperation.



Let me tell you about FHA Loans

Your Credit is Less than Perfect or You Have No Credit History

We do not judge a book by its cover. At Lend America we know that the credit report is only a part of the story. That's why when you come to us you can be confident that we will take in the big picture, not just the fine print. Loans like our FHA insured loans that have no minimum credit score requirement might be just what you need.


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You Have to Close on the Property Quickly

Whether you are purchasing a short sale, have gone to another lender that could not get the job done or need to consolidate your debt quickly, we have the ability to turn around pre-approvals in minutes, underwriting approvals in hours and be able to close as soon as you are ready, sometimes before you're ready. We even close FHA loans in less than 10 days, subject to appraisal, attorney availability and client cooperation!


You Have Already Fallen Behind on Your Payments

You're afraid that you will not qualify because your mortgage payment has been late or the bill collectors are already calling. Don't worry. With the available equity in your home, we can take all your debt and pay it off in full.


You Want to Buy Your Dream Home Now

Perhaps you're a young professional with a track to a higher income, but just aren't there yet. Or maybe your money is tied up in investments that you plan to sell in the future. We have loan programs that allow you to afford more home now with low introductory payments that can help you get into your dream home right now.


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Your Current Mortgage has a Prepayment Penalty but you Still Want to Refinance

If you are facing a prepayment penalty and want to refinance, then Lend America will help you ease the burden and get the cash you need. Call us for a free analysis.


English is Not Your First Language and You Feel More Comfortable Speaking to Someone who speaks your language.

We have bi-lingual loan officers waiting for you to call so they can explain the loan programs we offer and help you accomplish your goals all in your native language so that you understand everything that is being explained.


You want to add a new bedroom, bathroom or kitchen to your home but prices have fallen and you have no equity left to borrow against.

Don't despair we can use government insured financing and base our loan on 110% of the AFTER IMPROVED VALUE of your home.


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Home Purchase Refinance Debt Consolidation Reverse for Seniors

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