About Lend America

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Welcome to the Lend America family! That's right, think of yourself as having family in the mortgage business. For over 20 years Lend America has proudly serviced the residential mortgage marketplace.

A National Mortgage Banking Organization based in Melville, New York, Lend America is the lender of choice for award-winning service and outstanding home finance programs.

A Direct Lender, Expert in All Loan Types, Helping All Kinds of Consumers

Lend America services the entire residential home loan market. Whether you are purchasing a new home or refinancing an existing loan, our team of experts is experienced in Government Insured FHA, Conventional, Alt-A and Sub-prime loan programs with loan amounts up to $4,000,000. As a direct lender, we make every lending/underwriting decision in our corporate headquarters. Our underwriters are trained to employ a common sense approach to lending. Therefore, you're not just another "number" (credit score) at Lend America. It's not uncommon for our applicants to speak directly with an underwriter to explain any issues past or present that may affect their loan application.

Making Dreams Come True with Exclusive Home Loan Programs

For many years, first time homebuyers, realtors and attorneys have grown to rely on Lend America to pave the way to homeownership with creative and exclusive home loan programs. Now more than ever the dream of homeownership becomes a reality as Lend America joins forces with The Nehemiah Corporation of America, to provide an exclusive down payment and closing cost assistance program called Liberty Grant. Now you can combine a government insured FHA loan with the Liberty Grant program to buy a home with little or no cash out-of-pocket. Similarly, trade up, second home and investment homebuyers have found Lend America's variety of home loans and service unbeatable.

Fast, reliable service

Everyday, hundreds of applicants are serviced through our nationwide loan consultation and service center. Lend America's headquarters houses hundreds of employees to service its loans by phone program, a service that combines convenience and consultation to provide the ultimate experience for our customers. For purchase or refinance transactions in minutes, applicants are consulted and pre-qualified, and a home finance plan is established.

We treat you like family

If you are refinancing a home loan, it's much more than just obtaining a new loan. For most, it's the single, largest financial decision you will ever make, and it will have a profound affect on your future. Therefore, planning and placement in the proper loan program are paramount to successfully refinancing your existing loan. Lend America's staff of trained consultants will be there to share your options, walk you through the process and guide you into the right loan program to fit your needs.

We realize that most mortgage loans have a 30-year term. At Lend America we expect our relationship with you to outlast your mortgage ...we hope it lasts a lifetime!